Affirm
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Reveal Exclusive Discounts: Take Advantage of 0% APR Payments for up to 2 Years
Terms and conditions apply. Offer valid for a limited time only. Financing subject to approval.
What is Affirm?
What is Affirm?
Affirm provides transparent and straightforward financing options for your online purchases with just a few clicks.
- Add the items you want to purchase to your shopping cart and choose the Affirm payment option during the checkout process.
- Provide a few essential details to establish your identity. Affirm will promptly notify you if your loan application is approved.
- Examine the details of your payment plan and select 'confirm' to finalize your loan. After completing this step, your purchase will be on its way! Just make sure to promptly pay your bills or consider enrolling in automatic payments at www.affirm.com/pay.
What financing options does Affirm provide?
What financing options does Affirm provide?
Affirm offers various options for budget control, including 3, 6, 12, or 36 monthly payments. Your interest rate will based on your credit, and eligibility will be checked. Affirm works with lending partners to provide payment options. Visit https://www.affirm.com/lenders for more information. Depending on your purchase amount, a down payment may be required.
Does Affirm conduct a credit check?
Does Affirm conduct a credit check?
In order to ensure your identity and offer you a financing option upon signup, Affirm conducts a 'soft' credit check that has no impact on your credit score. In the event that you decide to complete a purchase and finance it with Affirm, a single ‘hard’ credit check will be performed when your initial order is being processed. This may have a minor impact on your credit score. Future purchases with Affirm will not require additional ‘hard’ credit checks
Does Affirm charge interest and fees?
Does Affirm charge interest and fees?
We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.
What does it mean to prequalify?
What does it mean to prequalify?
When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase.
Where can I find more information about Affirm?
Where can I find more information about Affirm?
To learn more about Affirm and its financing options, please visit https://www.affirm.com/faqs/.
